WE DEFEND THOSE WHO BUILD. WE PROTECT WHAT MATTERS.
EVERY CASE IS TREATED AS IF IT WERE THE ONLY ONE.
Three decades of legal experience dedicated to defending our clients' interests.
insolvency and
CORPORATE RESTRUCTURING
Legal support for companies, entrepreneurs and individuals in situations of financial difficulty, insolvency, negotiation with creditors and restructuring, with a focus on asset protection, business continuity and the definition of legally sound solutions.
Need legal support?
Get in touch with our team for clear, rigorous legal support tailored to your case.
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The Experience Behind Our Practice
Over 30 Years of Consolidated Experience
With more than three decades of legal practice, we combine strong legal knowledge, extensive practical experience, and a mature understanding of the challenges faced by businesses, individuals, and investors.
Rigorous Legal Expertise with Close Client Support
Every case is handled with attention to detail, technical precision, and strategic focus, ensuring personalized and close support throughout every stage of the process.
International Presence and Coordinated Legal Assistance
Through a network of strategic partnerships across Portuguese-speaking and European markets, the firm provides coordinated legal support for both national and international matters and operations.
Insolvency and Restructuring
Insolvency and restructuring is a particularly important area of law when businesses, entrepreneurs, or individuals face financial difficulty, fall behind with creditors, risk losing assets, or need to reorganize their economic and legal position.
At Armandino Lopes Advogados, we provide legal advice in insolvency and restructuring to companies, entrepreneurs, investors, managers, directors, and individuals who need support in preventing, managing, or resolving situations of financial, asset-related, or business crisis.
Our work in this area covers corporate insolvency, personal insolvency, filing for insolvency, the analysis of someone's financial and asset position, negotiation with creditors, debt restructuring, special revitalization proceedings, the discharge of remaining liabilities, insolvency plans, the liquidation of assets, the defense of the debtor's rights, support for creditors, and connected issues such as the liability of managers and directors, business recovery, breach of contract, enforcement, attachments, and the interplay with tax, employment, commercial, and property matters.
If you are looking for legal support in insolvency and restructuring in Guimarães, our team offers careful, strategic guidance at especially sensitive moments, when legal clarity and quick decisions can be decisive in protecting assets, reducing risk, preserving economic activity, or preventing the situation from getting worse. In many cases, legal work needs to begin before formal insolvency, by looking at the legally available options, negotiating with creditors, and setting out a restructuring strategy tailored to the reality of the debtor, the business, and the wider economic context.
As a law firm with established experience supporting businesses and individuals in property, tax, commercial, employment, and litigation matters, we provide legal advice in insolvency and restructuring with a focus on legal security, protecting our clients' interests, and the search for realistic, legally sound solutions. We work both on the preventive side and within proceedings already under way, supporting clients through every relevant stage, from the initial assessment of the economic and asset position to filing in court, negotiating with creditors, restructuring the business, or liquidating the assets.
Legal support in insolvency and restructuring can be decisive in distinguishing between situations where a business can still be recovered and those in which it is necessary to design a carefully structured insolvency or reorganization plan that minimizes losses and provides a legally sound solution.
This is an area in which every decision has significant financial, professional and often personal consequences. It therefore calls for a technical, strategic and particularly careful approach.
For over‑indebted individuals legal advice can be decisive in assessing whether to file for insolvency, seek a discharge of remaining debts or pursue other legally available avenues to reorganize their situation.
Legal intervention in this field is especially important where there is an accumulation of debt, default towards suppliers, banks, the Tax Authority or Social Security, persistent financial imbalance, cash‑flow difficulties, threats of judicial enforcement, attachment and seizure of assets, risk of closure of the business, the need to renegotiate with creditors or the intention to rescue a company that remains economically viable.
Situations where legal support is essential
Ongoing financial difficulty
When a business or an individual can no longer meet their obligations on a regular basis, it is essential to assess the situation early on, along with the legal options available.
Arrears toward creditors
Failing to pay suppliers, banks, landlords, or other creditors may call for immediate legal intervention to prevent the debt from growing.
Debts to the tax authority and Social Security
Tax and contribution arrears call for careful analysis, both in terms of their financial consequences and the routes available for regularisation, negotiation, or inclusion in recovery or insolvency proceedings.
Corporate and personal insolvency
When there are already enforcement proceedings under way, or attachments on accounts, assets, or income, it is important to settle quickly on the right legal strategy for defense and reorganization.
Company insolvency for individuals
Companies in financial collapse need a legal assessment of whether recovery, restructuring, or liquidation is viable. Individuals with mounting debts and no way of paying may need a legal framework to reorganize their financial position.
Negotiating with creditors
Whether before or during a crisis, structured negotiation with creditors can be decisive in avoiding harsher outcomes and creating room to reorganize.
Special Revitalization Process (PER- Processo Especial de Revitalização)
Companies in serious economic difficulty that are still capable of recovery may benefit from legal tools designed specifically with revitalization in mind.
Recovery plans
Preparing and negotiating solutions that allow the business to keep going requires legal analysis, an economic viability assessment, and coordination among the various creditors.
Sale of assets and asset reorganization
Selling off assets, reorganizing property holdings, or protecting asset structures calls for rigorous legal analysis, especially in a crisis.
In-Person or Online Legal Support
Do you need legal support?
Schedule a consultation with our firm and receive clear, professional guidance tailored to your case.
About Us
More Than Three Decades of Strategic Legal Practice
Armandino Lopes Advogados is a law firm headquartered in Guimarães, with offices in Porto and Maputo, founded in 1995. With more than three decades of activity, the firm combines consolidated legal experience with an international outlook, advising businesses, private clients, and investors in Portugal and across Portuguese-speaking markets.
Our practice covers Civil, Tax, Administrative, Commercial, Employment, Insolvency and Corporate Restructuring, Family, and Foreign Investment, with particular expertise in tax litigation and the defense of companies before the Tax Authorities and Social Security.
Through a network of partnerships with law firms in Lisbon, Vigo, Madrid, Paris, Luanda, São Paulo, Macau, Los Angeles, Boston, and Chicago, we provide our clients with coordinated legal assistance across the markets where they operate or intend to invest.
This international positioning is further strengthened through collaboration agreements with professors and academics from Universidade Portucalense, the Faculty of Law of the University of Porto, the Faculty of Law of the University of Lisbon, and the Catholic University of Porto, maintaining a close connection to academia and leading legal scholarship.
Rigor, proximity, and results. That is what defines us.
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Sectors of Activity
A Rigorous Legal Approach, From Assessment to Representation
1.
Assessment
We begin by understanding the facts, reviewing the documentation, and identifying legal risks, relevant deadlines, and the full scope of the situation.
2.
Strategy
We define the most appropriate approach for the case, based on the client’s objectives, the applicable legal framework, and the best way to protect their interests.
3.
Action
We handle the matter with technical rigor, whether through negotiation, contract drafting, document regularization, dealings with public authorities, or litigation proceedings.
4.
Ongoing Support
We keep the client informed and supported throughout every stage of the process, with close communication, clarity, and a focus on achieving a legally sound solution.
In-Person or Online Legal Support
Rigor, experience and confidentiality
Schedule a consultation with our firm and receive clear, professional guidance tailored to your case.
Frequently Asked Questions
What is insolvency?
Insolvency is the situation in which an individual or a legal entity is unable to meet their obligations as they fall due. It can affect both businesses and individuals, and it carries significant legal and financial consequences.
What is restructuring?
ï‚·Restructuring is the set of legal, financial, and organizational measures designed to reorganize the debtor's situation, renegotiate debt, preserve activity, and either avoid insolvency or place it within an appropriate framework.
Who might need support in this area?
ï‚·Legal support may be needed by businesses, commercial companies, entrepreneurs, managers, directors, shareholders, investors, and individuals facing financial difficulty, heavy debt, or the risk of losing assets.
Who can help with insolvency and restructuring matters?
A lawyer experienced in insolvency, business recovery, litigation, and commercial, tax, and property law can guide you through these situations with rigor and strategic insight. Armandino Lopes Advogados provides legal advice in this area with a focus on protecting clients' interests, shaping realistic solutions, and ensuring the legal security of every decision.